Michael A. Ducore, ChFC®, CLU®, MSFS

Mike currently runs his own estate and financial planning practice and is the Director of Advanced Planning for Equitable Advisors in New Jersey.

 He graduated from The College of Insurance with a degree in Actuarial Science in 1980. Through the American College he earned his Chartered Life Underwriter (CLU) professional designation in 1981, his Chartered Financial Consultant (ChFC) professional designation in 1982, and his Master of Science in Financial Services (MSFS) degree in 1994. He added the NQPA(Non Qualified Plan Advisor) designation recently as well. Additionally, he has been an AXA/Equitable Gold, Silver & Bronze Eagle, Summit, Circle of Excellence and Centurion producer, has attained Equitable's prestigious Hallmark IX, Distinguished Service Awards and has been a National Champion, as well as a member of both Equitable’s Hall of Fame and Life Leaders Hall of Fame.

 He was recently named Equitable’s 2023 Northeastern Regional Honor Associate award.

Mike is a past President of the New York City Estate Planning Council.

In March 2007, Mike completed the Wharton School of Business Retirement Planning Program and was given the title of Retirement Planning Specialist by AXA/Equitable Advisors.

Mike has more than 45 years experience in the financial services industry. He joined Equitable in 1975 as a Management Trainee. He later was an Advanced Underwriting Consultant focusing on product design and competition as well as business and estate tax planning. In 1981 he became an Agency Advanced Underwriter in Brooklyn, New York. In 1984, he helped to form KAP Planning, which grew into a respected and successful estate planning company designing strategies for numerous sophisticated insurance and estate planning situations.

In 2001, Mike transitioned his practice to NJ while continuing to provide support to other Advisors on advanced planning techniques and the sophisticated uses of life insurance.

Mike has been a speaker at industry seminars, including the National Law Foundation, the NYC Estate Planning Council, NYU Law School and the NJ Society of CPAs. 

He is currently a Board Member of Corporate & Endowment Solutions(CES) which specializes in sophisticated tax strategies utilizing institutional life insurance designs.

Mike lives in Warren, New Jersey, with his wife Cindy and between them have six children. He is an avid golfer and loyal Yankee fan.

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